PLANNING

FIRE savings planner

Estimate a savings target from spending and withdrawal assumptions.

Annual spendingAssumed withdrawal rate (%)Current invested savingsMonthly contributionAssumed real annual return (%)

Result

Ready when you are.

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Method & limitations

Target equals annual spending divided by withdrawal rate. Time to target uses monthly contributions and a constant real return, with a maximum horizon of 100 years. Withdrawal rates are assumptions, not guarantees of sustainable retirement income. Taxes and unexpected expenses are excluded.

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